débito direto
Published 4 November 2026, 21:42
débito direto
An automatic payment taken from your account with your authorisation: electricity, water, internet, insurance, the gym. You set it up once and cancel it through your bank or with the supplier. A wrong payment can be disputed with the bank within the permitted period.
Where you come across it. Setting up utilities and subscriptions.
Ending a contract and cancelling the débito direto are two separate steps; payments may continue until you have done both.
Guides
How to connect electricity, water and the internet when you move into a home in Portugal Can't pay your IRS in one go: how to set up an instalment plan How banking works in Portugal Car insurance in Portugal: what it covers, what it costs and what to do after an accident How to choose a mobile and broadband provider in Portugal: SIM card, internet, home bundle How to open an account with a Portuguese bank How to pay Segurança Social contributions as a self-employed worker The IUC car tax: how much, when and how to pay What to do if your bank is closing your account in Portugal