seguro social voluntário
Published 8 November 2026, 20:40
seguro social voluntário (voluntary social insurance contributions)
A scheme under which people pay contributions to Segurança Social of their own accord, even though their work does not require them to: for example, when they do not work at all or their income is not visible to the Portuguese system. The contribution rate is 21.4%. It covers three risks: disability, old age and death — in other words, it builds up a right to a pension.
Where you come across it. A main carer who is not allowed to do paid work; anyone who does not pay compulsory contributions.
For a main carer it also means extra money: while they are paying contributions, half the contribution is added to their allowance — €57.48 a month in 2026.
Official website: seg-social.pt