quebra isolada de vidros
Published 8 November 2026, 20:08
quebra isolada de vidros (glass breakage as separate cover)
A clause in a car insurance policy under which the insurer pays for broken or cracked glass (the windscreen, side or rear windows, sometimes the sunroof) even when the car has not been in an accident. It usually has its own excess, separate from the rest of the cover.
Where you come across it. A window smashed in a car park, a stone thrown up on the motorway, choosing or renewing a policy.
The compulsory minimum cover (responsabilidade civil automóvel) does not include this clause: it covers damage to other people's property, and you replace your own glass at your own expense. Check your policy's Condições Particulares before you need to claim.
Official website: consumidor.asf.com.pt/seguro-autom%C3%B3vel-1