pensão de velhice
Published 8 November 2026, 22:23
pensão de velhice (old-age pension)
The standard old-age pension from Segurança Social. To qualify you must meet two conditions: reach pension age and have at least 15 calendar years of contributions. In everyday speech it is more often called reforma, and Brazilians call it aposentadoria; in official paperwork it is pensão de velhice. The age is not fixed: it is recalculated every year in line with average life expectancy, and in 2026 it is 66 years and 9 months.
Where you come across it. You apply yourself, through Segurança Social Direta or at an office; nothing is awarded automatically.
Years worked in another EU country are added to Portuguese ones under common EU rules. Contributions paid in a non-EU country count only if there is a specific social security agreement between the two countries.
Official website: seg-social.pt/pensao-de-velhice