Payshop
Published 8 November 2026, 22:23
Payshop (cash payment network)
A network for paying bills in cash, without a card or a bank account. The outlets are ordinary corner shops, tobacconists and shopping centres. You pay with the same three numbers as at a cash machine: entidade, referência and amount. It is owned by CTT, the post office.
Where you come across it. Paying bills and state fees before you have a Portuguese card; paying for someone whose account has been closed.
Payshop sometimes asks for a NIF or a residence card; the rival Pagaqui network usually asks for nothing. Each payment has its own deadline, often around 48 hours from when the bill was issued; if you miss it, ask for a new reference.
Official website: payshop.pt