Glossary

multirriscos

Published 8 November 2026, 22:29
seguro multirriscos habitação (comprehensive home insurance)

Standard insurance for a flat or house: a single policy covers fire, leaks, storms, theft and sometimes liability towards neighbours. The building itself and its contents (recheio) can be insured separately. Earthquakes are often not included in the basic policy and can be added for an extra charge.

Where you come across it. Mortgages (the bank requires home insurance), tenancy agreements, condominiums, payouts after storms.
At present the only insurance required by law is fire insurance for flats in a block of flats. Anything else that is covered is set out in the policy terms.
Official website: asf.com.pt