Glossary

intermediário de crédito

Published 8 November 2026, 22:51
intermediário de crédito — credit intermediary

A person or firm that gathers the documents and takes your application round the banks. They work for a fee — paid by the bank, by the client or by both. They must be on the Banco de Portugal register and give you the same FINE as the bank.

Where you come across it. Looking for a housing loan, buying through an estate agency.
Check the intermediary in the Banco de Portugal register and ask what the service costs up front. You still need to compare offers by TAEG, not by the promise ‘I'll get you the best spread’.