FGA
Published 5 November 2026, 06:07
FGA — Fundo de Garantia Automóvel (Motor Guarantee Fund)
The body that pays out when the person who caused a road accident is uninsured or cannot be identified at all. The fund compensates for bodily injury in both cases. It pays for damage to property when the person at fault is known and was uninsured; when they are unknown, only in special cases — for example, if there were also serious bodily injuries, or the car was abandoned at the scene and the police recorded this. It operates under the supervisory authority ASF.
Where you come across it. An uninsured driver hit you; the person at fault drove off; the other driver’s insurer says there is no cover.
The fund will later recover what it paid from the person at fault, with interest. In an accident with an uninsured car, always call the police: without a police report the case is much harder to prove.
Official website: fga.asf.com.pt