fator de sustentabilidade
Published 5 November 2026, 06:07
fator de sustentabilidade (sustainability factor)
A coefficient by which the pension is cut for someone who retires before the normal age. It is calculated from the rise in average life expectancy and updated each year, so the size of the cut depends on the year in which you apply.
Where you come across it. Early old-age pension: applying before the normal pension age.
The cut is not temporary: the pension is reduced once and for all, and reaching the normal age does not restore it. Long careers and some arduous occupations are exempt from the factor — Segurança Social sets out the conditions separately.
Official website: seg-social.pt/pensao-de-velhice