direito ao esquecimento
Published 8 November 2026, 22:51
direito ao esquecimento — right to be forgotten for loans and insurance
The right of a person who has had a serious illness not to tell the bank or the insurer about it. They may not ask about the illness once ten years have passed since the end of treatment — or five years if the illness occurred before the age of 21. For an illness that is under control, two years of continuous successful treatment are enough.
Where you come across it. Life insurance for a mortgage, a loan application.
Such an illness cannot be used as grounds to raise the premium or exclude risks from the cover. The rule was introduced by Lei n.º 75/2021.
Official website: data.dre.pt/eli/lei/75/2021/11/18/p/dre