comissão de manutenção de conta
Published 4 November 2026, 00:38
comissão de manutenção de conta (account maintenance fee)
A monthly or quarterly fee simply for having an account. It is charged even if you have not used the account and the balance is zero. At the big banks it is roughly five to ten euros a month and is almost always tiered: at Millennium BCP it is €8 if nothing is paid into the account, €6 if a salary of €750 or more or a pension is paid in, and €5 with both (summer 2026).
Where you come across it. a bank statement, the account contract, price lists, choosing a bank.
The fee can be reduced: have your salary paid into the account and set up a few direct debits, then ask at your branch for the terms to be reviewed. Some banks charge no such fee, such as ActivoBank and Moey!; Banco Best and Banco BIG do not charge it either but have an annual card fee.
Official website: clientebancario.bportugal.pt