Caixa Geral de Aposentações

Published 3 November 2026, 17:05

Caixa Geral de Aposentações, CGA (civil servants' pension fund)

A separate pension system for people who have worked for the state. Their contributions go to the CGA rather than to Segurança Social, and they receive their pension from it.

Where you come across it. Years in the civil service; if you have a mixed career, you can ask for a single combined pension, the pensão unificada.

Years in the CGA count towards the minimum contribution record for a Segurança Social pension, as long as the periods do not overlap. Ask for the combined pension when you apply; if you do not, you will be given a further 30 days to do so.

Official website: seg-social.pt/ptss/pssd/menu/trabalho/reforma-invalidez/pensao-velhice

Guides

Caring for a loved one in Portugal: cuidador informal status, allowance and respite Pensions in Portugal: retirement age, contribution record and how a pension is awarded